Life Insurance Blog

Big life events and life insurance

Life insurance is the safest and most secure way to protect dependents.  However one issue is that dependents are not adequately covered.  This means that life insurance should be constantly reviewed, sometimes on a regular basis but also linked to big lifestyle events. (more…)...

Life insurance with a mortgage

Life insurance is often needed in order to obtain a mortgage.  This is in order to lower the risk to the mortgage lender. (more…)...

Is getting married a reason to increase life insurance?

One of the problems that people have with life insurance is that they can have what was a sufficient amount of life insurance five years ago, but which is now far too much or far too little.  Sometimes this happens when commitments are building up quietly but are not being noticed, this is one reason why it is a very good idea to have an annual review of all finances, including life insurance. (...

Will a life insurance payout go to my estranged spouse?

One of the big problems with paying in life insurance is that the person who is paying in life insurance is not sure that the life insurance will be going to someone who does not need the money.  It is a good idea to know where the money goes and to know how to change the beneficiary so that there is some peace of mind. (more…)...

Should I keep paying into life insurance?

Life insurance is a way of insuring that dependents will not be left destitute if a person dies.  But it may be the case that circumstances have changed and that the life insurance is not seen to be needed as much as it was before.  The question then becomes should the life insurance keep on being paid? (more…)...