Traumas Can Happen to Anyone – Are You Insured?
[social_share]Are you one of those people who lives day-to-day never really expecting anything serious to go wrong? Do you think it’s a waste of money to protect yourself with trauma cover when you might never suffer from serious trauma to begin with? Do you assume that your health insurance plan will cover you if something does go wrong? It’s time to rethink trauma cover.
Traumatic injuries and illnesses don’t only happen to the elderly. You could be in an auto accident tomorrow. Even the extremely fit can be seriously hurt through a sports injury that requires extensive recovery time. And yes, even children become injured and very ill often enough that you should consider trauma cover for them.
Who Needs Trauma Cover?
It doesn’t matter what kind of shape you’re in. It doesn’t matter how old you are. It doesn’t matter how much health insurance you have. It doesn’t even matter if you’re the primary provider for your family or not. No matter who you are, you should get trauma cover to protect your and your family’s financial future.
What Will Trauma Cover do for You?
Trauma cover isn’t about covering your basic medical expenses — your health insurance programme will probably help with that. It’s about helping you with all of the other expenses, big and small, that you might not routinely think about.
Let’s say you’re in a car accident and you lose the use of your legs temporarily. You’re forced to use a wheelchair for several weeks to several months, and you need to build a ramp onto the exterior of your home. Your health insurance won’t cover it. Now what do you do? Do you have enough in savings to cover the cost? What if you have a stroke and need a visiting nurse to help take care of you? Could you afford that on your own either? Probably not (and if you could, it would likely be a significant financial strain).
Trauma cover offers you a payment when you suffer from a serious illness or injury so you can take care of anything from these types of expenses to your regular monthly bills while you might be out of work to recover. It keeps you financially stable so you can turn your attention away from money issues and focus instead on getting better and getting back to as normal a life as possible.
In the case of trauma cover for a child or non-working spouse, the payment might enable someone else to take time away from work to stay home and help during the recovery phase. Wouldn’t you want to be there for your child or partner when they need you most?
It doesn’t matter how young you are or how healthy you feel right now. A day from now, or even a minute from now, your entire situation could change in the blink of an eye. No one knows what the future has in store for them. So don’t gamble with your future. You could end up in a bad situation where you can’t even afford to take the time you need to get well again, and that’s not good for you, your family, or your finances.
