Life Insurance Blog

Reasons Not to Purchase Whole Life Insurance

Stephen Handley, January 13th, 2011
Whole life insurance policies are the backbone of the life insurance industry, and not without good reason. They typically provide coverage for the longest period of time and allow the policy holder to earn money when their policy has expired. There are some factors, however, that each potential policy holder should consider when exploring their insurance options. (more…)...
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Cheap Life Insurance: Factors Which Affect Life Insurance Premiums

Stephen Handley, January 13th, 2011
"Price is what you pay. Value is what you get." - Warren Buffet How Life Insurance Works Like any other company, life insurance companies need to make a profit. As well as keeping their shareholders happy, doing so provides comfort to their customers, who are relying on the life insurance company to provide financial security in the event of a life insurance claim. Insurance policies are a contra...
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Disadvantages to Term Life Insurance

Stephen Handley, January 13th, 2011
Term life insurance policies can provide much needed assistance to policy holders who are looking for adequate coverage for the near future but without having to pay a lot in monthly premiums. Term life insurance can help such customers build up a significant savings as well as provide them the freedom of not being locked into a long term contract. (more…)...
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Benefits of Whole Life Insurance

Stephen Handley, January 13th, 2011
With the many types of life insurance policies on the market today and the copious number of specialised types of coverage available, it can be beneficial for anyone hoping to buy life insurance to revisit traditional whole life insurance. Whole life insurance is still regarded as a very sound and wise investment, with many advantages available to policy holders who wish to make the most of the mo...
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Questions to Consider When Purchasing Life Insurance

Stephen Handley, January 10th, 2011
Life insurance is typically purchased with more than just the policy holder in mind. It can be a great way for policy holders to support loved ones or dependants after they have passed on, lessening the financial struggle that could potentially be faced in the policy holder's absence. There are several factors that must be considered to ensure that a life insurance policy provides adequate coverag...
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