Life Insurance Blog

Group term life insurance is life insurance that is offered to a group of people, or more accurately to a person as a member of a group. These policies can be considerably cheaper than individually purchased policies, and in this way the life insurance can be provided on a per-person basis. (more…)...

Term life insurance is unlike most other financial products in that the short-term insurance tends to cost less than the long-term insurance. There are good reasons for this. It can also make the issue of whether it is better to buy longer-term or shorter-term insurance more complex. (more…)...

Term insurance is a type of life insurance used by people who want their life to be covered over a certain period of time, or term. It tends to be the cheapest type of life insurance and is the most similar to what’s called “classic insurance,” meaning the insurance provider will pay out if the policy holder dies during the term that is covered. (more…)...

Employers sometimes often offer life insurance policies, which may be cheaper but can also be less flexible. It is a good idea to examine these policies before deciding to rely solely upon one. (more…)...

If a company has “dead peasant” insurance on an employee’s life, then the employee should not expect any benefits to go to his or her family from this policy. (more…)...