Life Insurance Blog

How do life insurance companies make money?

Insurance companies offer a service. Basically the company will pool risk among a number of people, so that by everyone sharing a manageable part of it, then those who actually suffer that risk can be compensated and not be left in a catastrophic financial situation. (more…)...

Can I surrender a life insurance policy?

Life insurance policies may sometimes stop being worth the premiums paid, at least from the policy holder’s perspective. This can often be the case when there has been a sudden change in family circumstances. (more…)...

Life insurance and superannuation funds

Many people will put their life insurance into superannuation funds as there are tax advantages in doing this. However, there are some limits to the life insurance that can be a problem for life insurance providers. (more…)...

What happens if you have two life insurance policies?

Owning two (or sometimes more) Life Insurance policies is quite common. In fact, there may be some good reasons for doing so. However, depending upon your situation, consolidating into one policy may simplify things and save you money. (more…)...