Life Insurance Blog

Many small business owners are asked by the banks for guarantees on their business debts, and often the family home is used to secure the loan. But this is risky as well as stressful for the family, who are risking not only their loved one but also their home should their main breadwinner should suddenly die. (more…)...

Life insurance can be a good tool when looking at retirement planning, although many people seem to assume that it does not have a place. (more…)...

A person’s medical history is often seen as being very private, so there can be some outrage when a life insurance company seems to take a close interest in the medical history.  It can also seem to be very unfair when a person has a medical condition which they can not help, and then they seem to be penalised for it financially in their life insurance.  This means that it can be of some inter...

One reason why people get life insurance is that they have children who they want to be sure will be looked after if they should die, or become seriously disabled.  There is often the issue of whether the life insurance is actually suitable when someone has grown up and the need is less for life insurance.  However there are a number of reasons why there should still be life insurance if there a...

It can be quite hard to get life insurance when an illness has been found, although this is often the time that people are the most keen to get life insurance.  There are ways around this. (more…)...