OnePath Life Insurance (formly ING Life Insurance)
[social_share]OnePath (an ANZ company) is one of Australia’s leading life insurance companies. They offer a variety of personal insurance options which consumers can get through a financial adviser or even directly through the company. Whether you need temporary financial assistance while you recover from an injury or illness or you want to make sure your family is supported and your debts are covered in the event of your death, OnePath has personal insurance programmes that can meet your unique needs.
Learn more about OnePath’s life insurance and other personal insurance policies offered below. If you feel that ING could be a good fit for you, give us a call and speak personally to one of our qualified financial advisers to find the right OnePath policy or compare OnePath to other insurance plans available.
Types of Personal Insurance Cover Offered
- Life Insurance
- Income Protection Insurance
- Trauma Cover
- Total & Permanent Disability Cover (TPD)
What OnePath’s Personal Insurance Cover can do for You
OnePath understands that one life insurance policy isn’t right for every consumer. That’s why they offer you several options to protect your health and your loved ones from a future filled with debt due to a death or medical condition. You can choose from full coverage options that your financial adviser can secure for you, or you can opt for simplified (and less expensive) do-it-yourself insurance options if you’re particularly budget-conscious.
You can use their income protection insurance plans as an example to see how they customize plans to your own needs. Their OneCare Income Secure Cover policies are designed to protect you if you’re a traditional employee — replacing a portion of your income should you become ill or injured and unable to work. This is the kind of coverage that typically comes to mind when we think about “income protection insurance.”
Not everyone is a traditional employee though. That’s why OnePath offers a separate policy for business owners. Their OneCare Business Expense Cover makes sure your business expenses are covered so your business keeps on running even if you can’t work for a while. That’s not an unusual kind of cover though. What really sets OnePath apart is their OneCare Living Expense Cover, which acknowledges that even homemakers have financial value despite not bringing in a direct income. That policy accounts for increased costs the family would incur to hire a housekeeper or other service providers to replace the services usually managed by the homemaker.
