Macquarie Life Insurance
[social_share]Macquarie offers personal insurance available through either your super or directly through a financial adviser with their FutureWise insurance suite. They make the application process through your adviser quick and convenient while maintaining competitive policy premiums and offering you plenty of choices (such as multiple waiting periods for income protection so you have more control over your actual premiums).
You can learn more below about personal insurance options available through Macquarie, or you can give our financial planners a call to find out if Macquarie’s life insurance products are the best option for you.
Types of Personal Insurance Cover Offered
- Life Insurance
- Trauma Insurance
- Total & Permanent Disability Insurance
- Disability Income Insurance
- Business Expenses Insurance
- Child Trauma Cover
- Blood Borne Disease Insurance
What Macquarie’s Personal Insurance Cover can do for You
Macquarie’s personal insurance plans are highly customisable. In addition to standard features, most policies also offer options you can choose (which might increase your premiums, but also make sure you’re paying for exactly what you want).
Income protection insurance serves as a good example, as it has the most options to choose from. For instance, you’ll be able to choose your waiting period (from the time you become disabled until the time you can collect benefits). Those waiting periods range from 30 days to two years. You can also choose how long your income protection policy will pay out — two years, five years, or until you reach age 65. There are also a variety of extra benefits you can opt for such as future increases and a home care benefit, and there’s an accident option if you’re injured in a workplace accident.
In addition to their flexibility, Macquarie is also unique in that they offer specialised blood borne disease insurance. This insurance covers you specifically if you contract HIV, Hepatitis B, or Hepatitis C while on the job.
