Life Insurance Blog

MLC Life Insurance

MLC is no stranger to the life insurance and other personal insurance needs of the Australian community. They have received multiple awards for their insurance products, have over 120 years of experience, and as of 2007 MLC provided more personal insurance to Australians than any of the competition. Call one of our financial planners today if you'd like to learn more about ML...

MetLife Life Insurance

MetLife is a global company, serving around 70 million customers worldwide. The MetLife companies collectively boast 140 years of experience meeting your financial needs, and they consider themselves to be a "specialist life insurance provider in Australia." While MetLife offers similar life insurance policy options as other insurers, they also offer two more specialised policies design...

Does Income Protection insurance pay if you’re out of work?

Income Protection provides replacement income when you cannot work due to sickness or injury. It is arguably the most important of the 4 main types of Personal Protection insurance. Consider the following statistics: 1 in 3 Working Australians, at some stage in their career, will be off work for at least 3 months due to illness or accident. (Source: Australian Institute of Actuaries, 2000) The ...

Why Income Protection Insurance Shouldn’t be Seen as Optional

You have health insurance to cover routine medical expenses and minor trauma. You have trauma cover for more serious, but temporary, conditions. You even have total and permanent disability insurance in case you're seriously injured or become so ill that you can no longer work. You might figure you're adequately covered, but you'd be missing something important: income protection insurance. No ma...