Life Insurance Blog

Trauma Cover: What Does it Actually Cover?

Trauma cover is designed to help you cover your medical and other costs while you recover from a serious illness or injury. That doesn't mean it covers every potential injury or illness you might suffer from though. So what exactly does trauma cover protect you against? Unfortunately there's no single master list of injuries and illnesses trauma cover is guaranteed to cover you for. It varies fr...

Traumas Can Happen to Anyone – Are You Insured?

Are you one of those people who lives day-to-day never really expecting anything serious to go wrong? Do you think it's a waste of money to protect yourself with trauma cover when you might never suffer from serious trauma to begin with? Do you assume that your health insurance plan will cover you if something does go wrong? It's time to rethink trauma cover. Traumatic injuries and illnesses don'...

Should Both Partners Have Life Insurance?

You're married. You have a family. You have life insurance. Does your partner? Do both partners in a marriage really need their own life insurance? What if only one of you is the sole provider for the family? That's the only income that needs to be protected, right? Not quite. There are several situations where it makes sense for both partners to have life insurance policies for the financial wel...

The Pitfalls of Cheap Term Life Insurance

Term life insurance can serve as a great financial tool for anyone who needs life insurance coverage but cannot afford to pay the higher premiums that are typical with whole life insurance policies. (more…)...

Is Group Life Insurance a Good Deal?

For some people, group life insurance may be the only means by which they can obtain an adequate life insurance plan. Such a policy can be provided by an employer, an association with whom the insured is affiliated or another group which has decided to take out a bulk plan. (more…)...