Life Insurance Blog

Avoid Life Insurance Scams

Consumers are always looking for a good deal, but sometimes what look like good deals can be nothing more than attempts by dishonest insurance agents to separate consumers from their money. This can present a conundrum for many buyers because, whilst they want an adequate life insurance policy that can protect their families in the event that they pass away, they do not or cannot break the bank...

Term life insurance

Term life insurance is a popular form of coverage that provides a fixed rate for predetermined span of time, which is known as the relevant term. Once the relevant term has passed, the buyer has the option of renewing coverage for a brand new term, albeit with a set of terms and conditions that are set without regard to the agreements of the expired term. The buyer, therefore, may end up paying mo...

Life insurance for the self-employed

As an employee of a firm or company, insurance products are usually offered at a discount compared to what the employee would be forced to pay on their own. This is true of other matters of finance as well, such as credit cards, unsecured loans, and home loans. But in contrast to those lines of credit, it is life insurance that can be a bigger burden on the budget of someone who is self-employed. ...

What happens if you have two or more life insurance policies?

It is not uncommon to have more than one life insurance policy. There are often some legitimate reasons to do so, but maintaining more than one policy may also have disadvantages. The following article will help you decide whether having more than one policy is right for you. (more…)...

Do yearly life insurance policies offer the most savings?

Yearly life insurance policies offer some of the biggest savings for potential policy owners. While there may be some hidden costs that increase the initial overall price, they remain among the most reasonable policies on the market. Before a life insurance policy is purchased, however, it is important to understand how the policies are implemented and what warning signs the consumer should look o...