Life Insurance Blog

Life insurance is often described as an investment, and this can be confusing for many people. Here’s a look at whether life insurance is in fact an investment or just an insurance policy. (more…)...

A life insurance agent and a life insurance broker can seem to do very similar things; they advise a person who is looking for life insurance as to what is the best policy.  They also both tend to be self employed or work for a small firm, although this is not necessarily always the case.  But there are big and important differences between the two types of people. (more…)...

The term multiple coverage insurance can have several meanings. It can refer to life insurance policies that cover several people rather than one, for example, two parents within a household or a small group of employees with a micro-business. However, another meaning for the term is one person who carries more than one plan with overlapping benefits, either life, health, or auto insurance. (more...

Guaranteed cover life insurance will cover an applicant without a medical check. Although these life insurance policies may seem like a good idea, they tend to be more expensive than life insurance requiring a medical examination, even though they may save the fee for the doctor’s time. (more…)...

Annual life insurance policies tend to have lower premiums than policies written for a longer term. For this reason, it’s often seen as a cheaper option; although that’s not entirely true. Longer life insurance terms can actually be cheaper, even though at the beginning the premiums may seem astronomical in comparison. (more…)...