Life Insurance Blog

Many life insurance policies are set up to help one half of a couple when the other person dies.  In some cases this may be because there is one partner who earns a lot more money than the other partner.  In these cases the family will have trouble meeting their commitments and could find themselves in serious financial trouble.  In these cases only one life needs to be insured. (more…)...

Life insurance is a financial transaction.  An amount of money is paid out in return for a larger amount of money being paid back if the life insurance is triggered.  This means that life insurance can often be judged by price.  Although this is certainly a valid factor, it should not be something that should be used as the sole factor. (more…)...

The word “term” in life insurance has a very specific meaning.  It means the length of time for which a person is insured.  During that time the life insurance terms can not be altered by a life insurance company, even if the person becomes ill. (more…)...

Insuring a child’s life is not seen as something that is often done, but as life expectancy grows then retired parents are often finding that they are at least partially reliant on their children and that life insurance may be a good idea. (more…)...