Life Insurance Blog

Life insurance to cover school fees

One of the most common uses of life insurance these days is to use it as a method to cover school fees. School fees can be a bit of a risk.  They are essentially reliant on one parent working throughout the period when the children are going through education. (more…)...

Is life insurance a good investment?

Life insurance is not often looked at these days as an investment, but it used to be one of the foremost ways in which Australians used to save and invest. (more…)...

Using life insurance to cover debts

Life insurance is a very effective way to secure lending, and to protect family dependants in the event of an unexpected death. One of the biggest risks that any lender faces when deciding whether they should lend money is that the person to whom they are lending to could die.  All debts that are owed by a dead person are put together and charged against that persons’ estate.  All assets are ...

Using life insurance as funeral insurance

“Death cancels everything but truth” – Proverbs Perhaps when originally written this was true. Unfortunately today, even dying comes with costs attached. And, unless you have a habit of “forgetting your wallet” when gathering with family and friends, you’ll likely want to ensure that you not only go out in style, but you also pick up the tab at your last hurrah. (more…)...

Who will get a life insurance payout?

One of the things that many people need to be very clear on with life insurance is who will get a life insurance payout.  This is not always as clear as people seem to think. (more…)...