Life Insurance Blog

Do You Need TPD Insurance?

Do You Need TPD Insurance? - Learn Why It is Necessary to Obtain TPD Insurance in Australia What is Total and Permanent Disability Insurance (TPD Insurance)? According to Lifewise/NATSEM Underinsurance Report of the year 2010 in Australia, it has been estimated that more than 25% of Australian parents are at the risk of serious physical disabilities and death before their actual retirement...

Do I Need a Medical Examination Before Getting a Life Insurance Policy

The significance of life insurance in Australia has certainly increased in the past couple of years. Australian life insurance industry is competitive and they offer a wide range of insurance plans. In such an industry choosing the right insurance policy can be confusing especially when you do not have an insurance background. There are some important things that you need to know before you get ...

Can I Increase The Amount My Life Insurance Covers

What is life insurance quotes Australia? Life insurance quotes is a very important factor for an insurance company to determine how much will the insured needs to pay for their monthly premium. The criteria is based on the age, health status, gender and the area you live in. If you live in a hazardous area and you work for a dangerous job, your insurance quote will be much higher than an ordinary...

Can I Apply For Life Insurance For Another Person?

There is a condition in life insurance policies which talks of &lsquoinsurable interest. Let us try and understand what it is so that we can better understand who can and cannot take a life insurance policy for other person. A person who has an insurable interest in another person life is one who is in a position to suffer a loss if the other person suffers any injury or worse, death. We can take ...

Life Insurance FAQ

What are life insurance quotes? Life insurance quotes is a way to determine your actual and required monthly premium, that needs to be paid to keep your policy in forced. Basically it is all based on your gender, age, health status and your territorial area. It also depends on the amount of coverage that you want to purchase. Every insurance companies have different ways to calculate premium. It ...