Life Insurance Blog

Does a Self Employed Need Life Insurance

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A self employed person in Australia is certainly in need of life insurance. A person with children has to find a way to protect their family, whether they have a large amount of income or not. The excuse of being self employed does not justify you being unable to save for the future. OnePath Life Limited is one that gives you affordable monthly payment options. OnePath deserves credit within the Australian insurance market because they have been around for over one hundred and thirty years. A new buyer of life insurance should always look for a credible company that has been around for a very long time.

OnePath has diversified operations around the world. This is key in case the national economy happens to hit a recessionary period. OnePath Life Insurance is proud of their operations in Asia, Europe and North America. The fact that OnePath also offers online account management is another sign that the company happens to be staying up with the times. You can find one path life insurance plans that are invested in common stock, mutual funds, equity funds and more. OnePath insurance offers a long term care insurance option if you become permanently disabled. The insurance could protect a self employed person while they happen to be working in the construction industry.

Suncorp Life Insurance is particularly known for its quick, market movement. People are looking for an active, yet consistent insurer who maintains a logical set of active investments. A self employed chef may burn themselves while cooking a meal, the burns may be quite severe and require surgery. A chef typically can not work right after having surgery. This is why it is important to have something like a variable life insurance plan in case of an accident or tragedy in the workplace. The life insurance policy offered by Sun Corp can offer you a steady stream of income with limited premium payments throughout the process.

SunCorp offers policies to both single individuals and married individuals. A self employed chef who has a SunCorp life insurance policy can spend a fair amount of money on a new car for their teenage son because they know their long term investments will be protected by Sun Corp. Sun Corp is one of Australia&rsquos largest life insurance businesses. The size of the company is just a sign of success. Sun Corp still has dedicated representatives who you can meet with in person or over the phone in order to make sure your questions are answered. Suncorp is associated with the Asteron brand of life insurance.

Aviva can get proven results for the self employed investor out there. A self employed real estate professional in Australia can set up some solid, long term or short term annuities with Aviva that will help a real estate professional get through a down period in the market. Some estimates say that Aviva Australia has assets at or near eight hundred billion dollars. If a company has a portfolio of nearly eight hundred billion dollars, their financial team is doing something right. A self employed truck driver would be wise to look into their long term injury coverage. The truth of the matter is that if an accident occurs you want to work with an Australian life insurance company that gets proven results. Aviva can help you find the right kind of commodities to trade with or the best common stocks to set you up for long term financial success. The large number of employees that work for the company are trained and dedicated to helping consumers in the Australian life insurance market. Aviva Australia has won several industry awards for excellence in their field.

Aviva and so many other life insurance companies are committed to helping the self employed find legal and ethical ways to protect you from burdensome taxation. This is your money and you earned it. A self employed truck can breathe easier if they know their retirement is being protected in this way.

Prefsure is another great life insurance company out there. Some customers at Prefsure are happy to report that they can land great discounts on their life insurance in the first year that they sign up. Prefsure does a great job of offering a diversified number of options to both new and long term customers. A self employed consultant is going to be happy to know about the first year discounts if they are unsure whether the purchase of a life insurance policy is right for them. Prefsure and other life insurance companies out there realize that the self employed have to make tough financial decisions all of the time.

This means that they may not be able to pay their life insurance premiums on a monthly basis. The team at Prefsure will work out a payment agreement with a self employed consultant based on the customer&rsquos desires. The truth is that the purchase of life insurance is ultimately up to you.

Stephen Handley
Stephen Handley
My name is Stephen Handley. I have over 20 years experience in IT, Project Management and Financial Services. By combining this experience, I hope to make it easier for Australians to find good quality and affordable life insurance. Furthermore, I am not connected to any life insurance company. So, in the unfortunate event of a claim, you'll have someone in your corner, representing your interests.