Life Insurance Blog

Personal Risk Insurance

When it comes to protecting yourself and your family financially, there are a range of insurance policies which can help you achieve your goals. Most Australians are aware of term life insurance, however there are other covers which can also provide protection when things go wrong. In this guide we will take a look at some of the most common forms of cover which form part of the life insurance f...

Life Insurance Medical Requirements

Many people believe that they will need to undergo medical exams in order to take out life insurance, however this is often not the case. The majority of Australians can apply for and take out life insurance without the need for blood tests or medical exams, and this doesn’t mean having to compromise on the quality of your life insurance policy. Life insurance companies will generally only imp...

How to choose a life insurance company

Given the important role life insurance plays in protecting Australians, you would expect life insurance to be easy to understand and even easier to obtain. Unfortunately, the insurance industry and Australian government have somehow managed to complicate things to the point the average person doesn’t know where to begin when it comes to getting the appropriate protection in place. The followin...

Disability Insurance and Life Insurance combined

A recent NY Times article published that “death and disability are the leading causes of a family’s financial hardships”. Life is unexpected and disability can occur at any time. Insurance companies more and more are combining insurance packages to cater in those instances. Life and disability insurance packages are usually recommended for a family. First let’s take a look at them separat...

Life Insurance Legalities

When dealing with life insurance, you want to make sure that you know all the details about the policies and what is involved if you ever need to make a claim. Most people don't like to think about life insurance but the more you know and the better prepared you are, the less problems you will have when you actually need to make a claim on that insurance. Choosing life insurance is one of the mos...