Life Insurance Blog

Life Insurance Basics

Life Insurance pays a lump sum benefit upon death or (in most cases) terminal illness of the life insured. The benefit can be used to: replace lost income for your family pay off debts you owe pay for funeral costs, estate fees, etc make a donation to charity Prior to choosing a life insurance solution, here are some of the key questions you should answer How much do I need? Everyone's situ...

What is Income Protection Insurance?

Income Protection insurance replaces income lost when a person is unable to work due to unexpected accident or illness. After meeting a specified waiting period, Income Protection insurance is paid as a monthly benefit by the insurer for as long as you meet the insurers definition of Totally or Partially disabled. The quality of Income Protection policies differ greatly because there are so many...

Income Protection Insurance Policies in Australia

Everybody needs life insurance because of several different reasons, and income protection is available in Australia. A person will want life insurance to make sure that his or her dependents are taken care of after he or she passes away. Additionally, if a person has life insurance, this will pay off any unpaid debts and help for his or her burial. In Australia, a cremation service can range from...

Why Income Protection Insurance

One of the most important types of life insurance is the income protection insurance coverage policies that a lot of Australian insurance companies offer. The over all general idea is to provide for a financial payment that is equivalent to up to 75% of the monthly income that a person makes at the time of any critical illness or disabling injury. We all maintain a standard of life. That stand...

Whole Life Insurance Quotes

Whole life insurance is a great type of insurance to take advantage of because it will give you the chance to be insured for your entire life. If ever you die and you have extra debts that need to be paid, then the whole life insurance will take care of everything. So your family won't need to worry about any of the possible debts that may be left behind. There are several other types of insurance...