Life Insurance Blog

What is the process to obtaining life insurance?

Although the first time that a person applies for life insurance can prove to be daunting, it can be relatively straightforward if the applicant realises that there are a number of steps to the process. (more…)...

Why do life insurance premiums go up with age?

If a person has an annual or short term life insurance policy then they may notice that the premiums increase even though there is no correlating increase in the pay out. (more…)...

Does life insurance pay out if there is a death within a year?

Many life insurance policies have a condition that they do not pay out within a year of arranging the policy.  The reason for this is to prevent the possibility of a person who has a terminal medical condition, or who intends to commit suicide, to take out the insurance  with the knowledge that they are likely to die within a year. (more…)...

Life insurance for seniors

Most life insurance is aimed at people at the height of their career and with large families. While it’s true that these people have a great need for life insurance, there’s also life insurance suited for seniors. (more…)...